Mortgages

Home ownership is the dream of the many, but raising the necessary finance can be a nightmare – without the assurance of a guiding light.

First-time buyer, re-mortgaging or secondary purchaser, negotiating a mortgage is most likely to be the biggest financial commitment of your life. And mortgages can be confusing with the number of choices available – well over 1000 different deals from over 100 lenders at the latest count.

Beware of the mortgage minefield! Don’t sign up until you’ve checked out all corners of the marketplace and understand fully the validity of what’s on offer.

There are two key factors to any mortgage

1. How the loan is to be repaid
2. How the interest is charged on the debt.

There are two basic ways of paying-off a mortgage.

1. Full payment of the loan
2. Interest repayment only

SPB will help you to select the type of mortgage that best suits you, with access to the latest mortgage deals available. Call our specialist mortgage adviser Donna McCann.

Your home may be at risk if you do not maintain repayments on a mortgage or other loan secured on it.

No investment advice or decision should be based on the content of this site. Always take full individual advice first. Regulations and legislation governing taxation, investments and pensions may change in the future.

Spring Parker Brown is an appointed representative of Investments Ltd which is authorised and regulated by the Financial Services Authority. Registered address: 20 Willow Drive, Cheswick Green, Solihull, B90 4HN

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